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Originally from California, Allison has been living in Bulgaria for the last two years and is obsessed with traveling around the Balkans. She has been published in National Geographic, CNN Arabic, Matador Network, and the Huffington Post. She loves befriending dogs, drinking coffee, geeking out about wine, and cooking food from around the world. We also have articles for popular day trips from Sofia like Plovdiv, the Rila Lakes, Buzludzha. If this will be your first time in Bulgaria, check out our Bulgaria Trip Planning guide.
Our Top 23 Sofia Travel Tips
Bulgaria’s visa rules differ for every nationality, but for Americans, you can stay for 90 days out of every 6 months. If you have a valid Schengen visa, or are allowed into Schengen visa-free, the same 90 days out of 6 months should apply. If you have questions about your specific nationality, please look at the Bulgarian MFA page.
How much does it cost?
Canceling for reasons that aren’t listed in the policy isn’t covered, unless you have already purchased a CFAR upgrade. This typically reimburses you 75% of trip costs, as long as you cancel at least 48 hours before your departure. If the dates of your trip change, your travel insurance company should allow you to change the dates of your policy to match the new travel dates.
Packing for Sofia
He says this year, travelers are purchasing travel insurance on average within 11 days of their trip deposit to receive the additional benefit of the waiver exclusion for pre-existing conditions. Travel medical insurance can cover medical expenses you incur while on and off the ship. But if your excursions involve adventure activities or extreme sports, be aware that many travel policies exclude these from coverage.
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For example, if you buy a travel insurance policy three months before your departure and get seriously injured a week before you leave, you can file a trip cancellation claim. The average cost of cruise insurance is $457 per trip, based on Forbes Advisor’s analysis of rates for 37 cruise travel insurance plans. Trawick’s Safe Travels First Class policy provides solid benefits at a great average cost, including high medical evacuation limits and good missed connection coverage.
Best Travel Insurance Companies
It’s helpful to have missed connection coverage included in a cruise insurance policy, as the cost of catching up to a cruise can be significant. Some health insurance policies offer limited coverage on cruises, but coverage often depends on where you’re cruising and your planned activities. Check with your insurance provider about coverage before you depart on your cruise. Find out if supplemental cruise insurance is available if you want to use your existing health insurance coverage. Should you become injured or sick during your vacation, the plan reimburses for covered medical expenses for up to one year from the date of your accident or illness.
Buying right after you book also lets you lock in trip cancellation coverage right away. Review your policy to be sure the plan you’re buying will cover your adventurous fun. If it doesn’t, ask about an adventure sports add-on, or consider a company such as World Nomads that caters to the adventurous traveler. You can buy cruise insurance from your cruise line, through a travel agent or from a travel insurance agent or company.
CruiseCare Travel Protection
There are usually private lots every couple of blocks, so opt for that over street parking if you don’t have a local SIM that has extra lev on it to be used for parking. If your bus or tram has one of those fancy automatic ticket printers, you can use that too. However they only take coins under 50 stotinki, and they don’t give change, so if you have any lev coins, they’re actually worthless. But if you do have lots of small change and can buy a 1.60 ticket out of coins worth less than 50, then they’re helpful.
HTH’s TripProtector Preferred policy provides luxury-level benefits, including superior medical and evacuation benefits and trip interruption coverage, but it also comes with a high average price. TravelSafe’s Classic plan provides the highest limits for missed connection and evacuation benefits among top-rated plans. It also has very good trip interruption and hurricane and weather coverage at a competitive price. Nationwide’s Cruise Luxury plan provides an array of extensive benefits at a decent price, including superior missed connection coverage and emergency and non-medical evacuation benefits.
Many travel insurance plans give you a pre-existing medical condition exclusion waiver if you buy the plan within two to three weeks after your first trip deposit. This is one of the advantages to buying travel insurance shortly after you book your trip. Without the waiver, medical expenses related to pre-existing conditions that flare up during your trip won’t be covered. Buying cruise insurance within the first two weeks or so of making your first trip deposit also qualifies you for additional coverage. This can include a pre-existing medical condition exclusion waiver or a “cancel for any reason” travel insurance (CFAR) upgrade, depending on the policy.
It also includes very good trip interruption, baggage and missed connection coverage. Generali’s Premium policy provides very good benefits at a decent average price. It has excellent trip interruption insurance and medical coverage, and includes generous benefits for rental car damage and accidental death. It’s generally best to purchase cruise insurance as soon as possible after making your initial trip deposit — when you have money on the line.
Customize your perfect vacation while you count down the days and save when you plan pre-cruise. Additionally, the Travel Guard Preferred plan includes benefits if (under certain conditions) you must start your trip earlier than planned—a feature not found in all policies. Even a meticulously planned cruise can run into unforeseen disruptions — and cruise insurance can come in handy for the unexpected. Comprehensive travel insurance, regardless of your age, is widely available and relatively affordable. Check out our complete guide to travel insurance for seniors.
Also, it’s important to understand that your benefits are less any refunds you might receive otherwise. So if your cruise is cancelled and the cruise line refunds your fare, you won’t be able to claim the cruise fare as a loss. We receive a small commission if you buy travel insurance through the links included in this article, at no cost to you. Manulife is a leading international financial services company that aims to make people’s decisions easier and lives better. They have principal operations in Asia, Canada, and the United States where they have served customers for more than 155 years. In Canada, they now provide services to one in three Canadians across the country.
You can opt for a comprehensive travel insurance policy, which may offer Cancel for Any Reason (CFAR) coverage, or you might prefer to limit your costs and choose just the coverage you need. For example, you might choose standalone trip cancellation insurance or a travel medical insurance policy but decide you don’t need coverage for missed connections or baggage. That said, you might have travel insurance coverage available with a credit card. Some credit cards offer travel insurance benefits such as trip cancellation and interruption, emergency medical treatment and evacuation, and travel delay coverage.
If you want to have some peace of mind on your trip, then yes. However, the vast majority of cruise passengers will never use their insurance. You can get a free quote here, see how much coverage might cost, and see everything it covers.
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